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Posted by Golden Haven on August 27, 2021

Undeniably, real estate property is one of the most lucrative and solid investments that generate significant returns over the years. When you are establishing your investment portfolio, it is recommended that you start investing early to maximize the benefits of your property, and your twenties are a good time to start. However, investing in real estate in your twenties is not an easy feat, but if you can make it work, it can be a very smart financial investment that can help you set up your future. In this article, you will learn how to become a successful young investor and the steps you need to follow to secure your first real estate investment.

Guide in Investing: How do Beginners Invest?


Before you incur a passive income from property investment, you have to make sure that you increase your active income first to be able to buy the property. Active income refers to the income that you incur from working, doing your side hustle, or doing business.

Increasing your active income can fuel your passive income. For the reason that the earlier you start increasing your active income and start saving, the more likely you are to invest in real estate properties in your twenties. Saving the optimum amount of money each month and cutting back your expenses is the best way to pay off the first down payment of your property investment.

RELATED: The Opportunities in Buying Pre-selling memorial lots


In any investment you explore, it is best to listen to the experts in the industry. Even though you feel like you have all the skills and knowledge you need to start real estate investing, having to learn from the best property gurus would still be helpful in your investment decisions.

You can find helpful tips and guidelines from some of the most successful real estate investors in the country of the modern age on the internet such as Thea Bautista, Carl Dy, and Chinkee Tan ﹣the good thing about this is, you can learn from them for free!


There are different kinds of real estate investment, each of which has its own advantages and disadvantages. Depending on your budget, you should determine what kind of investment property you want. You can start investing in residential properties or memorial lots.

If you have a tight budget for your investment, a memorial lot can be a good place to start, considering that the capital investment that is needed for a memorial lot is lower compared to other property investments. Indisputably, memorial lots would be a wise investment for young investors, especially if the memorial lots are from a highly trusted real estate developer like Golden Haven Memorial Park. Golden Haven offers a wide range of products from lawn lots, garden niches, columbarium vaults all the way to family estates and mausoleums.

On the other hand, if you have a bigger budget, residential properties are also a good investment. One developer you could consider is Bria Homes, given that Bria Home provides affordable housing, which is good for young and starting investors. Bria Homes has several house models such as Elyana, Bettina, Alecza, and Angelique.


After you have saved up enough cash, acquired enough knowledge about real estate from experts, and determined the investment property you want, the next step is to research the local real estate market.

Subsequently, if you are buying a property from a real estate developer, you must keep in mind that you should invest in a reliable and trustworthy company. Bria Homes primes itself on its affordable homes. It aspires to give Filipinos the chance to acquire their own high-quality homes at a reasonable price.

Furthermore, if you are looking into cheaper real estate investments. You could look into investing in memorial lots in Golden Haven. The company, which is considered as one of the largest and most exquisite memorial parks, has over 30 locations nationwide.


Investing in real estate in your twenties requires a large upfront price. With this, you have to determine your strategy to finance your property investment. Do you plan to pay for your investment entirely in cash up front? If you opt for this choice, then you need to have a substantial amount of liquid assets. Another option is acquiring a loan. If you decide to get a loan, then you need to factor the repayment strategy into your investment projections.

You can also opt to choose financial funding such as PAG-IBIG Funding. For as low as P 1,897* per month, you can now have your dream investment property. Bria Homes primes itself on its affordable housing. It aspires to give young investors a chance to acquire their own high-quality property investment at a reasonable price. For as low as P 1,897* per month, they can now have their dream homes. Bria’s house and lot packages range from Php 460,000 to Php 1.5M while its condo units range from Php 1.5M to Php 3M.

Additionally, with lower bank rates due to the COVID-19 outbreak, you could choose bank financing. For as low as Php 40,000 you could invest in Golden Haven memorial lots. The price of memorial lots can range from Php 40,000 to millions of pesos depending on size and location, which makes amortizations more manageable.

Ultimately, investing in real estate early can be a huge step to achieve financial independence. You must keep in mind the financial decisions you make now will have a profound effect on you, your life, and your loved ones for years to come. Buying real estate in your twenties may not be everyone’s priority but investing in real estate young is a great way to set yourself up for your future.

“An investor should act as though he had a lifetime decision card with just twenty punches on it.” – Warren Buffett

About the author: Divine Merce Gamayon is an intern at Golden MV Holdings, a student at De La Salle University-Manila

About Golden Haven

Golden Haven Memorial Park is a subsidiary company of publicly listed Villar-owned Golden MV Holdings Inc. Currently positioned as one of the largest real estate companies in the country. Golden Haven offers premium death care services and prime memorial lots. It is dubbed as the most lucrative real estate investment with an average of 20% annual value appreciation.

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READ MORE: Golden Haven Memorial Parks News and Update


  • Golden Haven is a member of the Villar Group of Companies and a subsidiary of Golden MV Holdings, Inc. The company continues to develop the most beautiful memorial parks in the country and is now the largest chain of memorial parks in the Philippines.

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