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What does an expert say about choosing the right investment for you?

Posted by Golden Haven on August 5, 2021

Money is an essential commodity everyone needs on a daily basis. Over time, it has gained even more intrinsic value as people tried to build their wealth for future needs. May it be through a day job, self-employment, or entrepreneurship, it is simply mindblowing how people managed to find inventive and innovative ways to increase their cash flows.

In today’s modern society, however, where employers take a particularly keen interest in someone’s college degree and skill ceiling, where establishing your own business demands rigorous experience and proven expertise, one must take a deeper look at the prospect of investing. It is another great way to build one’s financial wealth without putting up too much effort.

RELATED: Why is Memorial Lot the Best Affordable Property Investment?

Investing, according to Investopedia, is the act of allocating resources, usually money, with the expectation of generating an income or profit.

There are different types of investment options available for anyone to try, the most prominent of which are: (1) Stocks, (2) Mutual Funds, (3) Bonds, and (4) Real-Estate Property.

Historically, the stock market has delivered generous returns to investors over time. Still, it is very much volatile, presenting investors the possibility of both profits and loss, of both risk and return. On the other hand, a mutual fund offers more diversification by bundling many company stocks into just one investment. As appealing as that is, it has its own set of drawbacks one must take into account which includes high fees, tax inefficiency, poor trade execution, and the ever-present potential of managerial abuse.

Then there are bonds which are also known as fixed-income instruments. Governments or companies use them to raise money by borrowing from investors. These are essential investments available for those who follow an income investing philosophy, hoping to live off from the money generated by their portfolio. But this route is subject to interest rate risk which can be astoundingly significant especially in an environment not very conducive to such terms. When interest rates are at historic lows, they have nowhere to go but up. When rates do spike up, the net asset value of the bond fund can decline significantly.

Lastly, there is real estate investing. This refers to a property purchase as an investment to generate income rather than using it for residential purposes. Generally speaking, it is a great option. One can generate a steady stream of passive income and an excellent long-term investment choice if the market value of the property increases over time, a factor that is inherent in the industry.

RELATED: Where can I Invest my 100k?

Why Real-Estate remain the best investment option during the COVID-19 Pandemic?

Billionaire Andrew Carnegie famously said that 90% of millionaires got their wealth by investing in real estate. As experts say, even amidst the Pandemic, real-estate investment is still the best investment available today – and here’s why:

What does an expert say about choosing the right investment for you?

Real estate properties are tangible investments with real, natural market values. It is one of those properties that scarcely loses its worth. Due to the current market instability, other investment options can plummet down rock bottom overnight if one is not careful enough. The chance of this happening on real estate investments is very low, making it a safe investment for anyone.

It also remains one of the top choices when it comes to investment here in the Philippines. People know that while there are other options out there, it takes a stupid amount of time to generate returns favorable to the investor. It is relatively easy to stream passive income in real estate, and the current pandemic further proves this point.

Moreover, markets all over the world have moved quickly to the buyer’s favor. Due to the low market activity caused by the COVID-19 Pandemic, most banks radically lowered their interest rates. This means that the prevailing low interest rates significantly increased the buying power of anyone interested in real estate investment.

And on top of that, most people are still in a transition phase in preparation for a post-pandemic reality. Real estate developers offer their properties for a much lower price. And if you are eager to place yourself in an advantageous position, now is the best time to do so.

Richest Man – Real Estate Tycoon

Real estate investment has always been, and will always be, a great option — even way before when COVID 19 struck. Most of the richest Filipino figures we probably know by name achieved their financial wealth and success through this method.

When Forbes Magazine came up with its most recent list of the country’s wealthiest people on September 2018, the person to top them all was none other than Manny Villar – a visionary whose primary business interests lie on real estate and property development. According to Forbes, the real estate tycoon more than tripled his net worth in one year to $5 billion. He replaced tycoon John Gokongwei, Jr. who is also primarily engaged in real estate.

Former Senator Manny Villar

Golden Haven, a chain of top-class memorial parks in the Philippines, is one of these companies that significantly contributed to Villar’s net worth. The firm’s share price recorded a mind-blowing 1,300 percent increase during the earlier part of the previous year.

The Philippines’ wealthiest people found in the list, in one way or another, have significant investments in real estate under their belts — whether it be housing, condominiums, retail, commercial, or leisure and entertainment. It remains as one of the most common avenues that the country’s wealthiest individuals pursued and strode upon.

However, this option demands a significant amount of capital, to begin with. Buying a piece of land can be quite expensive, and frankly, costly for anyone who works on a tight budget. Not to mention the ongoing maintenance costs that come along with it.


Did you know that it’s possible to invest in real estate with lower capital requirements?

Apart from housing, subdivisions, apartments, or condominiums, another option available for interested investors is the purchase of a memorial lot. Like other real estate properties, memorial lots appreciates their value on a regular basis. One of the significant advantages of investing on a memorial lot is its low capital requirement. Anyone can start an investment with the price range of Php 60,000 – Php80,000 and its initial capital requirement is ranges from Php 900 – Php 2,000 only.

Investing is just as important as building wealth and achieving financial security. It allows us to grow our net worth and generate an additional income stream if needed ahead of retirement.

As I sit here thinking, my fingers wrapped around my pen, about where I should invest my money, I heard a gentle whisper, “What does an expert say?”

About Golden Haven
Golden Haven Memorial Park is a subsidiary company of publicly listed Villar-owned Golden MV Holdings Inc. Currently positioned as one of the largest real estate companies in the country. Golden Haven offers premium death care services and prime memorial lots. It is dubbed as the most lucrative real estate investment with an average of 20% annual value appreciation.

Online Reservation
Golden Haven commits to the safety of both our clients and employees. We are now offering online services for our admin transactions. Choose from the services on our website through our online service page to schedule your appointments. You may also get in touch with us for any of your concerns.

Join the Golden Haven Community
Be part of the Golden Haven community today! Visit or follow “Golden Haven” on our social media platforms. We are on FacebookTwitterInstagramYouTubePinterestSpotifyTiktok, and Viber. For sales-related inquiries, you may contact (02) 8873-2922 to 23.


  • Golden Haven is a member of the Villar Group of Companies and a subsidiary of Golden MV Holdings, Inc. The company continues to develop the most beautiful memorial parks in the country and is now the largest chain of memorial parks in the Philippines.

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