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7 Main SSS Benefits

Posted by Golden Haven on June 19, 2023

The Social Security System (SSS) is a government program that provides various benefits to eligible individuals. It is designed to offer financial security and assistance during different stages of life, including retirement, disability, and unexpected events. In this article, we will explore the seven main benefits offered by the SSS and how they can positively impact individuals and their families.

Retirement Benefits

Retirement benefits are one of the key advantages of the Social Security System. After contributing to the SSS for a specific period, individuals become eligible for a monthly pension upon reaching retirement age. This pension provides financial stability during the golden years, ensuring a comfortable lifestyle and peace of mind.

Disability Benefits

The SSS also offers disability benefits to individuals who are unable to work due to a permanent or temporary disability. This benefit provides financial assistance to help cover medical expenses and support individuals during their recovery period. It serves as a safety net, protecting individuals and their families from the financial burden caused by a disability.

Sickness Benefits

The SSS understands the importance of taking care of one’s health. In case of illness or injury, members can claim sickness benefits, which cover a portion of their salary during the period of incapacity to work. This benefit assists individuals in managing their medical expenses and maintaining a certain level of financial security while they recover.

Survivor Benefits

When a member of the SSS passes away, their dependents can avail themselves of survivor benefits. These benefits help provide financial support to the deceased member’s family, ensuring their well-being and stability in the absence of the primary earner. The SSS offers a monthly pension to the surviving spouse and dependent children, helping them navigate through challenging times.

Maternity Benefits

Expectant mothers can rely on the SSS for maternity benefits. This benefit supports women during their pregnancy and childbirth journey by providing financial assistance. It covers a portion of their salary for a specific period, allowing them to take time off work to focus on their health and the well-being of their newborn child.

Funeral Benefits

In the first quarter of 2021, the Social Security System (SSS) witnessed a significant rise in online transactions for funeral benefit claims. The recorded data showed a remarkable increase of 13.6% with a total of 11,088 transactions. It surpassed the 9,762 transactions recorded in the second semester of the previous year. During the difficult time of losing a loved one, the SSS offers funeral benefits to help alleviate the financial burden associated with funeral expenses. This benefit provides a one-time payment to the beneficiaries of the deceased member, ensuring a dignified funeral and memorial service.

Salary Loans

The SSS understands that individuals may face unexpected financial challenges. To assist in such situations, the SSS provides salary loans to its members. This loan offers a convenient way to access funds for urgent needs, allowing individuals to bridge financial gaps during emergencies or unforeseen circumstances.

The Social Security System offers a range of benefits that provide financial security and assistance to its members. From retirement and disability benefits to survivor benefits and maternity benefits, the SSS aims to support individuals and their families during different stages of life. By availing themselves of these benefits, individuals can enjoy peace of mind, knowing that the SSS is there to provide a safety net in times of need.


  • Golden Haven is a member of the Villar Group of Companies and a subsidiary of Golden MV Holdings, Inc. The company continues to develop the most beautiful memorial parks in the country and is now the largest chain of memorial parks in the Philippines.

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