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How to File SSS Death Benefit Claims Online

Posted by Regine Louise Mendoza on September 14, 2023

In a bid to make its services more accessible and efficient, the Social Security System (SSS) has introduced a groundbreaking feature that allows legal spouses, who are existing SSS members, to file their Social Security (SS) and Employees’ Compensation (EC) death benefit claims online via the My.SSS Portal. This significant development not only simplifies the process but also ensures that eligible beneficiaries receive their rightful benefits without unnecessary delays or complications. In this blog, we will provide a comprehensive step-by-step guide on how to file SSS death benefit claims online, ensuring that you can navigate this new system with ease.

Step 1: Verify Eligibility

Before you begin the online application process, it’s crucial to confirm your eligibility. To qualify for online submission, you must be a legal spouse of the deceased SSS member who has not remarried, cohabited, or entered into “live-in” relationships before or after the member’s death.

Step 2: Create or Access My.SSS Account

To start the online filing process, you need to either create a My.SSS account or log in to your existing one. If you don’t have an account, you can easily register on the official SSS website.

Step 3: Navigate to the Death Benefit Claim Application

Once you’re logged in, go to the “E-Services” section and locate the “Death Benefit Claim Application” option. Click on it to begin the process.

Step 4: Complete the Online Application Form

Fill out the online application form with accurate and up-to-date information. You’ll be required to provide essential details such as your personal information, the deceased member’s details, and information regarding your marital status. Make sure to double-check all entries to avoid errors.

Step 5: Enroll Your Disbursement Account

To ensure a cashless release of benefits, you will need to enroll your disbursement account. This step is crucial for the smooth processing of your claim. Provide your bank account details accurately to prevent any delays.

Step 6: Upload Supporting Documents

As part of the application process, you’ll be prompted to upload supporting documents, including your marriage certificate and the member’s death certificate. Ensure that these documents are clear and legible. Additionally, they must be within a specific file size to be uploaded.

Step 7: Review and Submit

Before finalizing your submission, carefully review all the information you’ve provided. Confirm that everything is accurate, and then click the “Submit” button to send your application to the SSS for processing.

Step 8: Await Confirmation and Processing

Related article: 5 SSS Death Benefits

After submitting your application, you will receive a confirmation of your submission. The SSS will then process your claim, and you will be notified of the status and any additional steps required.

Filing SSS death benefit claims online has become more accessible and convenient for eligible legal spouses. By following this step-by-step guide, you can navigate the process smoothly and ensure that you receive the benefits you are entitled to. The SSS’s commitment to digital transformation not only streamlines services but also makes a positive impact on the lives of its members and beneficiaries. Take advantage of this modernization effort to simplify what can be a challenging period, and secure the benefits you deserve.


  • Regine is a writer for Golden Haven Memorial Parks, Inc. With a passion for story-telling and helping others, she brings a unique perspective and warm voice to Golden Haven's blog. When she's not writing, you can find her in the kitchen whipping up something delicious or outside exploring the great outdoors.

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