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OFW Benefits You Need to Know

Posted by Regine Louise Mendoza on April 29, 2023

As Overseas Filipino Workers (OFWs), you make significant contributions to the Philippine economy and society. To support OFWs, the Philippine government offers various benefits and programs. These programs aim to provide financial security and assistance to OFWs and their families. In this blog, we’ll discuss the OFW benefits that you can claim. This includes government agencies that offer these benefits, and how you can diversify your investment portfolio with Golden Haven’s Kabayan Program.

RELATED: PAG-IBIG Fund Process for Property Purchase

PhilHealth Coverage

OFWs are entitled to PhilHealth coverage, which includes hospitalization, laboratory tests, and other medical services. You can enroll in PhilHealth at any Philippine Overseas Employment Administration (POEA) office before leaving for work abroad.

OWWA Membership

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Overseas Workers Welfare Administration (OWWA) membership provides various benefits, such as repatriation assistance, livelihood assistance, and education and training programs. You can apply for OWWA membership at any POEA office.

Social Security System (SSS)

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OFWs who are SSS members can enjoy various benefits, such as retirement, disability, and death benefits. You can make SSS contributions through accredited banks or through the SSS website.

DOLE Benefits

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Department of Labor and Employment (DOLE) provides various benefits, such as emergency repatriation, death and disability benefits, and livelihood assistance. You can avail of these benefits at any DOLE office or through their online services. DOLE also offers assistance to OFWs in Distress. The DOLE-AKAP program provides one-time cash assistance of Php 10,000 to OFWs who were affected by the COVID-19 pandemic. You can apply for this program through the Philippine Overseas Labor Office (POLO).

Pag-IBIG Fund Benefits

Pag-IBIG Fund, also known as the Home Development Mutual Fund, is a government agency that aims to provide affordable housing to Filipinos. As an OFW, you can take advantage of the benefits offered by Pag-IBIG Fund, such as:

  • Housing Loans – Pag-IBIG Fund offers various housing loan programs that can help you finance your dream home. These loan programs come with low-interest rates and flexible payment terms, making it easier for you to own a house even while working abroad.
  • Savings – Pag-IBIG Fund also provides savings programs that allow you to save for your future. As a member, you can contribute a portion of your salary to your Pag-IBIG Fund account, which can earn interest over time.
  • Provident Benefits – As a Pag-IBIG Fund member, you’re entitled to provident benefits, which include retirement, disability, and death benefits. These benefits can provide financial security for you and your family in the event of unforeseen circumstances.

To apply for Pag-IBIG Fund membership, you can visit any Pag-IBIG Fund office or apply online through their website. As an OFW, it’s important to take advantage of these benefits to secure your financial future and achieve your dreams of owning a home.

POEA Benefits

The Philippine Overseas Employment Administration (POEA) provides various services to OFWs, such as overseas employment certificates (OECs), which serve as proof of employment and provide legal and financial protection. POEA also provides assistance to OFWs in cases of employment disputes or illegal recruitment.

Golden Haven’s Kabayan Program

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Golden Haven Memorial Parks offers the Kabayan Program, which allows OFWs to earn by referring their fellow OFWs to purchase a property with Golden Haven. Investing in a Golden Haven memorial property can be a great way to diversify your investment portfolio, as it provides a secure and meaningful investment option. The value of the property may appreciate over time, providing a potential return on investment. Additionally, it’s easy to resell a memorial property, making it a flexible and convenient investment option.

Investing in a Golden Haven memorial property through the Kabayan Program not only provides financial benefits but also a sense of comfort and peace, knowing that your final resting place is secured. Contact Golden Haven today to learn more about our Kabayan Program and how we can assist you in planning for a secure future.

READ MORE: Golden Haven Memorial Park News and Update


  • Regine is a writer for Golden Haven Memorial Parks, Inc. With a passion for story-telling and helping others, she brings a unique perspective and warm voice to Golden Haven's blog. When she's not writing, you can find her in the kitchen whipping up something delicious or outside exploring the great outdoors.

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