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Investment Ideas for Married Couples

Posted by Golden Haven on January 9, 2023

Money plays an essential role in people’s lives. May it be a bachelor or a married couple, having enough money can help you live a decent life. Apart from having a source of income, financial planning and investments help improve the financial condition of a married couple.  

Talking about money with your partner may look complicated. However, planning is the best way to avoid miscommunication. Ask yourselves what types of investment vehicles you should try. Should you invest in real estate like condominiums, apartments, or even memorial lots? Or invest in jewelry or luxury items? Up to you!  

Knowing where and how to invest as a couple is crucial, so it’s best you get the best tips for investment. Read on for some tips, ways, and ideas on investing.  

RELATED: Why You Should Invest Early

Joint Savings Account 

Establishing a joint savings account is the first thing you must do as a couple. This will help you map out your financial situation and, at the same time, keep track of your savings.  

Fortunately, there are a lot of high-interest-bearing accounts in your local banks. Look for something that offers high-interest rates. As you wait for your investment’s maturity, the bank may also allow you to take loans which you can use to meet your life commitments. 

Real Estate  

If you ask around, the best investment vehicle you should ride on is real estate investment. Real estate can help generate you steady income. If you choose what to invest in, it will appreciate in value and hedge against economic uncertainties like inflation.  

Although investing in real estate may cost you a lot of money and might take years to realize ROI, it is still worth investing in. Make sure to decide what to buy, where, and when to buy. You can always purchase a lot for future use or a condo unit or apartment to rent.  

Joint Life Insurance 

Paying for Insurance Premiums can be expensive, but this can cut costs on your future needs. Better yet, invest in Joint Life Insurance with your partner, this way, you can benefit from it as a couple and will need to pay significantly less compared to getting separate policies.  

Medical Insurance  

Another insurance worth investing in is Joint Medical Insurance. Getting another policy separately from your life insurance can help cover the family’s medical expenses. This will lessen your burden whenever there are medical emergencies. Moreover, it will help you feel at ease if the situation arises. 

Memorial Lots  

With all mentioned above, the most underrated investment idea is to purchase memorial lots ahead of time. Aside from the common real estate properties, memorial lots are also a good investment for couples. Why? Because it lessens the burden on your family, whom, in time, you will need to leave.  

Luckily, some companies offer good packages, like Golden Haven. This way, you can be at ease that your children would not have to worry about you because you decided to invest in your memorial lots. 

Tips When Investing as a Married Couple  

Now that you have an idea of where to invest as a couple, you must also take note of some tips before you invest. While investing may seem easy after deciding on which to invest in, it can get risky, especially if you and your partner are conservative investors. After all, we don’t want to lose hard-earned money in a snap.  

When you find yourself in the situation, ready to invest, here are a few tips to go by:  

  1. Plan your Finances and Determine your Goals: Money isn’t enough in financial management. Make sure you have enough knowledge about Investment and learn from the experts. Talk to your partner and know what you want in the future. 
  1. Decide Depending on your Risk Tolerance: Everyone has the guts to spend generously. Make sure you both have decided on which is worth investing in and what comes first before the other. Don’t go all out just because you think it’s worth taking.  
  1. Diversify and Re-evaluate: As mentioned earlier, there are a lot of things you can invest in. From memorial lots to insurance, decide on what you think will be best for the future if you have the means to invest in each of them.  

While having a healthy relationship is enough to keep a family going, having proper investments and savings for the future is vital for your life, especially after retirement. You do not want to burden your children with finances when you grow old, so you must value your money as early as possible. Invest in real estate, insurance, memorial lots, or whatever you deem necessary. This way, you enjoy your married life without compromising your finances.  

READ MORE: Golden Haven Memorial Park News and Update


  • Golden Haven is a member of the Villar Group of Companies and a subsidiary of Golden MV Holdings, Inc. The company continues to develop the most beautiful memorial parks in the country and is now the largest chain of memorial parks in the Philippines.

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