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Why Switch to a Contactless Payment Method?

Posted by Jes Balonggo on May 6, 2022

Living in the new normal has pushed us to make some adjustments and changes to our daily lives. From having a clear place for work, rest, and fun, to spending most if not all of our days at home for our safety. Due to the pandemic, many businesses have advanced and expanded their transitions to contactless transactions to make their assistance efforts as effective as possible due to health concerns and the unexpected implementation of economic shutdowns. Consumers are now also opting for contactless transactions as the new normal demands that they adhere to health and safety requirements. 

Here are some things you need to know about contactless payment methods and why they are better than traditional methods of payment.

What is contactless payment, and how does it work?

Contactless payment is a cashless, tap-and-go method of payment. It is a way to make purchases without having to physically pass a card to someone else or swipe it through a machine. This technology allows consumers to authorize payment by tapping their phone or card at an enabled terminal to authorize payment.

A smartphone or tablet running Android or iOS can be turned into a POS terminal using tap to phone technology. This opens up contactless payments to anyone, anywhere.

The merchant downloads an app and creates a bank account to accept payments within it. Customers can then pay for their transactions by tapping their smartphone or smartwatch on the console. Customer information is kept safe and secure by using unique security codes that prevent fraud and identity theft.

RELATED: Payments made easier with new Online Payment Methods in Golden Haven

What are the different contactless payment methods available?

There are several options available for those interested in going contactless.


E-wallets, or electronic wallets, are online payment systems that are typically in the form of an app. You don’t need to enter your card data or carry a physical card to make payments because the wallet securely saves virtual versions of debit and credit cards. You may also save digital tickets and e-vouchers there, ensuring that you have the documentation you require at all times. Users can make payments through e-wallets, electronic wallets, or mobile wallet solutions that are simple, secure, and convenient. Paymaya, Paypal, Gcash, and ShopeePay are just a few of the mobile wallets accessible.

Mobile banking applications

Most banks now provide mobile banking as a basic feature. Mobile banking refers to any banking activities conducted on a mobile device. In real-time, you may view your bank statements and recent transaction history. This is a great method to keep track of transactions posted to your account from anywhere. You may set up account alerts to receive notifications about account activity so you can deal with any questionable transactions immediately.

QR Codes

QR or quick response code is a two-dimensional barcode that holds information like contact information, a website link, or payment information. QR codes are images that resemble barcodes and convey information about the merchant and payment provider. This sort of payment works similarly to a traditional POS terminal. A customer scans the QR code with their phone and makes the payment on the spot. QR codes can be read by any modern smartphone camera. When the camera identifies the QR code, users receive a push message that directs them to a screen where they can enter their payment information and finish the transaction.

What are the benefits of contactless payment?

Less physical interaction

Limiting physical interaction and seeking to avoid the spread of bacteria is critical in the current climate of social distancing caused by the COVID-19 outbreak. When you use contactless payment, you don’t have to use a card or receive cash that has been touched by others, minimizing the risk of germ transmission during transactions.

Easy and more convenient

Aside from being safe in your own home, using contactless payments would be quite simple for you because you could just do your transaction online and pay immediately. You won’t have to go out and withdraw cash to pay your bill nor will you have to stand in long queues.

Secure transactions and fewer fraud losses

The card or gadget never leaves the customer’s hand when doing contactless payments, making them more secure. Furthermore, contactless payment chip technology is more reliable than many other payment methods. Contactless cards and devices are also protected against fraud by multiple layers of security. You might still need to enter your PIN to complete the transaction, but you can do it on your mobile device.

Keep track of expenses

Keeping track of your funds and managing them wisely is more important than ever during this challenging time. Online transactions help you organize bills and keep track of due dates. You’ll be able to see where your money goes and budget your disposable income depending on your priorities if you use contactless payments.

Of course, all of these bells and whistles don’t come for free (most services charge a small fee per transaction), but it’s just a small price to pay for convenience. The effort you take in the initial setup can save you time and headaches in the long run.

For quite some time, contactless payment options have been on the rise. More people are turning to these alternatives due to the Covid-19 outbreak. The rise of e-commerce sites such as Lazada, Zalora, and Shopee, has shown that Filipinos’ reluctance to e-commerce is slowly fading. It’s only a matter of time before we realize its full potential when we move to digital and contactless payments.

As Golden Haven Memorial Park’s way of further implementing stringent health protocols to ensure the safety and well-being of its clients and employees, it offers a wide variety of contactless payment options. Clients and investors can pay their reservation and monthly amortization in the comforts of their homes. Contactless payment options offered include E-wallet (Gcash, All Easy, Paymaya, and ShopeePay), Online and Mobile Banking (UBP, BDO, RCBC, Security Bank, Metrobank, BPI, and PNB), QR code, and card payments via Pesopay.

Switch to contactless payment now and experience ease and convenience at your fingertips.

Click here for the complete list of Golden Haven’s contactless payment options.

READ MORE: Golden Haven Memorial Parks News and Update


  • Jesa is a Credit and Collection staff of Golden Haven-Gensan. When she isn’t writing or reading, she’s probably watching anime or some slapstick comedy on Netflix. She enjoys playing fps games and is a certified Potterhead.

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